Financial Services

 
At Gears, we offer several services to help you with you new bike purchase. We have partnered with Desjardins and Financeit, to provide you with a wide range of financing opportunities.
 
 

 
FINANCING WITH FINANCEIT
You do this in the comfort of your home, on your time, alone, come into the shop Pre-Approved!  We are not involved in the approval process.
 
FINANCEIT OPTION 1 *
36 Month with 14.99% Interest - no upfront fees.
For additional details and to create your personal account for the Option 1, please see this link. FinanceIt Option 1
 
FINANCEIT OPTION 2 *
12 Equal Payments and a small admin fee as part of the loan, plus a 6.5% Program fee paid up front in the store.
For additional details and to create your personal account for the Option 2, please see this link. FinanceIt Option 2
 
 
 
 
 
FINANCING WITH DESJARDINS
We get you approved in the store or on the phone on our Retailer Wed Application. We also help you do this. 
 
DESJARDINS FINANCING OPTION 1 *
No interest for 12 months
  • Pay 12 equal monthly payments
  • Interest begins after 12 months
  • 6.5% Admin Fee 
  • Example $1200 financed - no interest - $100/month and $78 admin fee paid upfront
 
DESJARDINS FINANCING OPTION 2 *
No interest for 12 months
  • Do not pay for one year
  • Interest begins after 12 months
  • 9.5% Admin Fee 
  • Example $1200 financed - no interest - pay nothing for 1 year, but pay in full the day before the end of the term and $114 admin fee paid upfront
 
* Subject to credit approval.
 
 
WHAT TO BRING TO FINANCE YOUR BIKE:
  • Before visiting your local GEARS Bike Shop to finance your bike, please make sure you have the following:
  • Personal Information (including address, birthdate, etc).
  • Drivers License or Passport 
  • S.I.N. 
  • Employement Information (employer, employment address & phone number, etc)
  • Bank Account/Home Branch (name & address)

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